XCL

2026 Regional Winner | AI Pioneer

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Industry

Technology

Company HQ

São Paulo, Brazil

Number of Employees

52

Office Locations

Latin America

How XCL turned real business problems into AI-powered products with Udemy

Business outcomes

87.5%

engagement rate across the company

4.9/5

rating for the top AI course

60% to 70%

structuring time recovered on Aptsense

Challenge icon

Challenge

Helping developers code smarter, not just faster

XCL is a Brazilian technology company specializing in CRM, agentic AI, and data platforms for financial institutions operating at scale. With 200+ projects delivered across banks, fintechs, cooperatives, and financial market infrastructure, its depth was forged inside Brazil’s largest financial institutions, combined with full-stack engineers trained and embedded directly in client operations. Headquartered in São Paulo, XCL serves clients across Latin America.

XCL needed to help its developers, who make up the majority of the company’s team, to use AI. The goal? Enable developers to become measurably more productive in their core work: optimizing code, debugging faster, shipping features more quickly, and using AI for deeper technical analysis rather than purely manual problem-solving. The company invested in a Udemy Business curriculum tailored to developer AI use, including Engenharia de Prompts (Prompts Engineering), IA pra Devs (AI for Devs), and Amazon Q Developer, so that the tools reshaping the market had a matching learning path inside the company.

However, the deeper ambition was not just speed. By reclaiming the time that used to go into repetitive, manual work, developers could shift their focus toward understanding customer problems more deeply, exploring new ideas, and looking at new horizons for the business. Enabling AI adoption across the broader team, including non-technical roles, was also part of the effort, but the core problem was making sure developers could code smarter, deliver faster, and free up space to innovate.

“We didn’t want our engineers relying on outdated workflows while the tools available to accelerate their work kept improving, and Udemy gave us the curriculum to keep pace,” said Bruna Freitas, Project Manager.

“We didn’t want our engineers relying on outdated workflows while the tools available to accelerate their work kept improving, and Udemy gave us the curriculum to keep pace.”

Bruna Freitas

Project Manager, XCL

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Solution

Need-driven learning, not top-down training

The company’s approach was need-driven rather than top-down. Instead of mandating a fixed AI curriculum, the company made Udemy Business available across the organization with a curated set of AI-focused courses and let real business problems pull people into those courses on their own, using learning as a bridge between what they wanted to accomplish and what they did not yet know how to do technically. The pattern was visible in the numbers: in a recent 30-day window, 236 enrollments in AI courses across 42 active learners, more than 107 hours of AI content consumed, and an 87.5% engagement rate across the company.

Three internal projects illustrate how this played out across different functions. In HR, a product manager with no formal AI training tapped prompt-engineering patterns from the Engenharia de Prompts Udemy course to synthesize recruiter interviews and structure a product requirements document (PRD). The product manager then built a custom AI assistant trained to challenge assumptions rather than confirm them, turning a manual hiring workflow into a shipped product called Aptsense.

In Finance, an analyst with no development background mapped an entire manual closing process by hand and then used the IA pra Devs (AI for Developers) course to describe the automation logic well enough for the team to turn it into XCL Pulse, a live operational dashboard. In Marketing, what started as fixing broken HTML evolved into independently building lead-capture landing pages and managing the company website end-to-end, work that used to sit entirely with developers. The Udemy platform supported this approach across three key areas:

• Curated AI curriculum: courses in prompt engineering, AI for developers, and Amazon Q Developer gave learners targeted skills at the moment of need, with the highest-rated course in the AI catalog at 4.9 out of 5
• Role Play: created a safe, repeatable environment for team members to rehearse realistic client conversations, push back on scope creep, and deliver technical explanations to non-technical stakeholders before facing a real client
• Problem-pull learning: real business problems pulled learners into courses naturally, with each person learning by solving their own challenge rather than following a mandated curriculum

“Udemy let us make learning need-driven rather than top-down, so real business problems pulled people into courses on their own,” Freitas said.

“Udemy let us make learning need-driven rather than top-down, so real business problems pulled people into courses on their own.”

Bruna Freitas

Head of Operations, XCL

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Results

From learning to shipped products

The results varied by project but shared the same pattern: AI compressed the mechanical, time-consuming part of the work, and the skills people picked up on Udemy compressed the ramp-up curve to apply it. On Aptsense, technical recruiters had been losing 8 to 12 minutes per candidate on manual work like searching LinkedIn, enriching data across disconnected tools, logging information in the ATS by hand, and screening without standardized criteria — with 300+ active candidates a month, hundreds of hours of operational work that never produced any systemic learning. 

The discovery and structuring phases recovered 60% to 70% of the time normally spent on them, and that time was reinvested into more user interviews and validation with engineering. The product manager leading Aptsense had gone deep on prompt engineering, the highest-rated course in the AI catalog at 4.9 out of 5, and applied its patterns to synthesize six recruiter interviews that would have taken two to three days to analyze manually. The team also caught and corrected a case where AI misread an organizational process gap as a tool usability issue — a reminder that AI is strong at spotting patterns but weak at interpreting organizational context, and that human judgment has to stay in the loop.

A custom AI assistant was built to question assumptions rather than validate them. AI drafted the initial PRD and user stories, covering roughly 70% of what was needed; the remaining 30% — acceptance criteria, edge cases, and business-specific nuance — only emerged through iteration with engineering and grounding in what recruiters had actually said. Engineering iteration ran fluidly because the developers had already ramped through the IA pra Devs and Amazon Q Developer courses.

All candidate data was anonymized before reaching any external AI tool, in line with Brazilian data protection (LGPD) requirements.

On XCL Pulse, a monthly financial closing that used to take hours of manual downloading, cross-checking, and calculating now runs in minutes, with standardized calculations that previously varied depending on who did the work. On the marketing side, landing pages and campaign assets that used to take about a week to ship through the development queue now go live same-day or next-day, freeing up developer capacity for higher-complexity work. Across all three projects, the time saved did not just make people faster. It created room to focus on the actual customer problem instead of pure execution. 27 active Udemy courses remained in rotation, with more than 450 hours of content consumed in the same quarter.

“Udemy didn’t just make people faster,” Freitas said. “It created room to focus on the actual customer problem instead of pure execution.”

“Udemy didn’t just make people faster. It created room to focus on the actual customer problem instead of pure execution.”

Bruna Freitas

Project Manager, XCL

Looking Ahead icon

Looking Ahead

Extending AI upskilling

XCL continues to expand its AI learning approach, with plans to deepen AI integration across more business functions and extend upskilling beyond developers to non-technical roles across the company.

“As we scale AI learning beyond developers, Udemy Business gives us the flexibility to extend upskilling across every role in the company,” Freitas said.

“As we scale AI learning beyond developers, Udemy Business gives us the flexibility to extend upskilling across every role in the company.”

Bruna Freitas

Project Manager, XCL

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